Unaffordable housing is defined as being forced to spend more than a third of your income on housing.
Annually, rental rates are increasing at a much higher percentage than wages.
Additionally, individuals earning “moderate incomes” who are successful renters find themselves challenged to buy a home, given the barriers to saving appropriately for a down payment.
Helping to solve these problems is the driving force behind our Homeless to Housing, Homeownership, and Financial Literacy programs.
There is no better benefit to society than ensuring that every mom, dad, child, and individual in our community has a safe, decent, and affordable place to call home. Our programs are aimed at reaching this goal through services that:
- Assist our workforce whom are experiencing economic hardship
- Educate to ensure individuals can sustain their own housing
- Connect individuals to a variety of resources to help them achieve stable housing
- Help those who want to help themselves
You can learn more about our specific programs here.
- Everyone deserves access to safe, decent and affordable housing
- Homelessness can be successfully addressed
- Solving homelessness benefits us all
- Homeownership is possible if the customer is ready and willing
- “Housing First” is an effective approach
We're proud to say that in 2020 we:
- Educated and counseled 571 people through our Asset Building Program, building their knowledge about budgeting, personal finance, and how to become a homeowner
- Through our VITA program, prepared 5,176 tax returns and linked them to the earned income tax credit, an important source of funds for lower-income individuals and families.