Unaffordable housing is defined as being forced to spend more than a third of your income on housing.
Annually, rental rates are increasing at a much higher percentage than wages.
Additionally, individuals earning “moderate incomes” who are successful renters find themselves challenged to buy a home, given the barriers to saving appropriately for a down payment.
Helping to solve these problems is the driving force behind our Homeless to Housing and Asset Building programs.
There is no better benefit to society than ensuring that every individual and family in our community has a safe, decent, and affordable place to call home.
Our programs are aimed at reaching this goal through services that:
- Assist our workforce whom are experiencing economic hardship
- Educate to ensure individuals can sustain their own housing
- Connect individuals to a variety of resources to help them achieve stable housing
- Help those who want to help themselves
Our Beliefs
- Everyone deserves access to safe, decent and affordable housing
- Homelessness can be successfully addressed
- Solving homelessness benefits us all
- Homeownership is possible if the customer is ready and willing
- “Housing First” is an effective approach
Our Impact
We are proud that in 2022 we:
- Helped secure housing for 1,219 adults and children through our Homeless to Housing program.
- Prevented foreclosure for 144 families across 16 North Carolina counties.
- Educated and counseled 504 individuals via our Asset Building program, building their knowledge about budgeting, personal finance, and how to be a homeowner.
- Prepared 1,000 tax returns totaling $1,464,255 in refunds through our Volunteer Income Tax Assistance (VITA) program.
Read more in our 2022 Annual Report to learn more our programs, our corporate champions, and our how we've helped our customers go from homelessness to homeownership, every step of the way.